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Housing - Federal Public Housing Programs - § 221d Mortgage Insurance For Multifamily Properties

The § 221(d) program provides low-interest, fixed-rate mortgage insurance to housing developers for either construction or rehabilitation of rental units occupied by low-income families. Certain requirements must be met regarding the size and type of units, and only certain individuals and families are eligible to live in units developed under § 231. More...

ELDER ABUSE LAWS

The Administration on Aging to manages and implements its provisions and authorizs state grants for state and community programs targeting the elderly such as senior centers, home-delivered nutrition, and disease and health care.More...

Concerns about Variable Annuities

An annuity may be a wise investment because it can pay income to the annuitant for the rest of his or her life. The amount of that income can be fixed or variable. In a fixed annuity, the income payment is typically guaranteed. In a variable annuity, the income amount will fluctuate based on the performance of the investment portfolio. More...

Subsidized Guardianships

Grandparents often do not anticipate acting as the sole or primary caregiver for their grandchildren. As a result, they may have inadequate resources to provide adequately when they are called upon to do so. One of the most widely available resources provided to relative caregivers by the federal and state governments are subsidized guardianship programs. More...

The Nursing Home Reform Act

As people age, many succumb to debilitating illnesses or physical infirmities that preclude self-care and self-maintenance. Families are often confronted with difficult and painful decisions when an elderly loved one can no longer take care of himself without assistance or safely stay at home alone.More...