| Workers' Compensation Terms |
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| Arising Out of and in the Course of EmploymentMore... |
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| Impairment Meets or Equals Listing of Impairments for Social Security Disability Evaluation |
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| In the sequential evaluation of disability by the Social Security Administration (SSA), a major step is whether the individual has a condition that meets the twelve-month duration requirement and that is represented on the Social Security Administration's Listing of Impairments (LOI) or equal to a listed impairment. The LOI is divided into two parts. One part applies to individuals over age eighteen and one part is applicable to individuals under eighteen. More... |
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| Act of God and the Concept of "Arising Out of the Employment" |
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| An act of God includes natural occurrences over which man generally has no control such as tornadoes, hurricanes, earthquakes, and lightening. Though an employee is injured due to an act of God, he may still recover workers' compensation benefits if he can show that the nature of his employment placed him at a greater risk for injury due to such an act of God. For example, consider the repairman who is required to work on downed power lines during a storm. He performs his work while a thunderstorm rages by standing in a bucket raised high into the air from the back of his repair truck. This situation would appear to elevate the employee's chances of being struck by lightening over the average individual. As such, it is likely that the employee would be compensated for an injury by lightening.More... |
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| Personal Injury |
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| When determining workers' compensation coverage, most states condition benefits on the worker receiving a "personal injury" in the course of his employment. The remainder of states just use "injury." For workers' compensation purposes, a "personal injury" or "injury" includes not only harm to the person from a trauma, such as a cut from a sharp piece of equipment, but also occupational diseases. Further, a "personal injury" can be either a physical or mental condition.More... |
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| Drug and Alcohol Dependence |
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| SSI and SSDI benefits)More... |
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